Value Statement


"To be the leading customer centric  bank built on safe, sound and trustworthy principles."


  •  UAB to become the bank of choice for customers who value personalized high quality service, building strong customer relationships and trustworthiness the base of UAB.
  •  We will keep on strengthening and building on our customers, stakeholders and partners trust by building relationships giving them sound solutions that combine the highest level of banking expertise, technology and   financial  security


Serving our Customers and Shareholders      

~ We exist to serve customers and shareholders.  We earn their trust by focusing on their needs and delivering excellent service.

Working together                                       

~ We care for each other and work best as one team to achieve our common goal.We bring the best of ourselves to work and support one another  to  realise our potential.                                                                                                                                      

Doing the right thing                                     :

~ We do the right thing. We take risk seriously and manage it prudently.We prize fairness and diversity and exercise judgement with thought and integrity.We take ownership in things that we do.        

Thinking long term                  

~ We know we succeed only when our customers and communities succeed.We do business in a Modern and Dynamic way that is open, direct honest and sustainable.


"Safe , Sound & Trustworthy"


  • The goals of the Bank and its strategies are driven by its Mission and Vision.
  • The Corporate strategy is stated each year in the Bank’s Annual Report.
  • The Board of Directors (‘Board”) is responsible for the overall governance, management and strategic direction of the Bank. It has ultimate responsibility for the Bank’s business strategy and financial soundness, key personnel decisions, organizational structure, governance framework and practices, risk management and compliance obligations.
  • Strategy is approved by the Board vide the annual Business Plan and performance monitored over the financial year.
  • The impact of strategy and performance each year are stated in the Financial Statements and Annual Report. Over the last 5 years, the impact on Assets and Capital have been positive and this is illustrated in the “Highlights of Financial performance” found in this website.
  • Further the challenges and uncertainties in pursuing strategy and its potential implications to the business model are stated annually in the Chairman’s Statement in the Bank’s Annual Report.                                                 






  • Currency
  • We Buy
  • We Sell
  • USD
  • 1555
  • 1562
  • EUR
  • 1750
  • 1780
  • SGD
  • 1125
  • 1140
* Indicative Rates Only

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